Keeping shelves stocked
To continue to attract customers, and have product to sell, retailers will need to have product on the shelves. For small- to medium-sized businesses with limited available capital, this can be difficult to do. However, with inventory financing, these companies are able to use the revolving line of credit to borrow on inventory and have the funds needed to keep their shelves stocked.
Assistance during periods of lagging cash flow
Small companies may not sell product as quickly as needed have to pay suppliers. While retailers see an influx of business during the holiday season, there are other periods during the year where sales may not be as high. During these times, cash flow could be lagging, which can make operating at normal levels difficult. Businesses that experience periods of slow cash flow can talk to Crossroads Financial for assistance.